New Good Faith Estimate

Well we are 3 weeks into the new Good Faith Estimate(GFE) forms and already we are seeing the new RESPA laws being abused. Originators are using fee sheets and loan analysis when they should be using the new Good Faith Estimate. These fee sheets are not binding and give the borrowers a false sense of security when it comes to the real GFE. The time spent on these fees sheets could be used developing a solid GFE for the borrowers. My advise to any borrower is to ask specifically for the new GFE and if the originator will not provide it go somewhere else for your loan.